Much to our surprise we have been informed by our IFA that my New Brighton solicitor is not on the lender Conveyancing panel. How can I check?
Your first step should be to call your New Brighton conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Completed the sale of my flat in New Brighton last May but my buyer keeps SMS messaging daily complaining that his conveyancer is waiting to hear from mylawyer. What should have happened following completion?
Following your house sale your solicitor is duty bound to deliver the transfer documentation and all supplemental paperwork to the purchaser's lawyers. If applicable, your conveyancer must also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There is unlikely to be post completion steps unique to conveyancing in New Brighton.
My uncle passed away last year and as sole heir and executor I was left the house in New Brighton. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Coventry BS will insist on your using a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in New Brighton I like with a park and transport links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in New Brighton suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan that many years will likely be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
I'm refinancing my primary house to a buy to let loan with Aldermore and I will use the rest of the raised equity towards another house. The area we are talking about is New Brighton. Will your conveyancers be able to act for both sets of banks and tie in the conveyances?
Do use our comparison tool on this page to check that the solicitors are approved by both lenders. On the basis that they are your solicitor will be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and make clear your expectations and requirements.
My father-in-law has suggested that I instruct his conveyancing solicitors in New Brighton. Do I follow his advice?
Much as we are happy to recommend a New Brighton conveyancing lawyer it’s preferable to choose a conveyancing solicitor is to have referrals from friends or relatives who have used the solicitor that you are contemplating using.